TRUESPECT Wealth Management’s commitment to service is driven by the development of a financial plan that aligns with each client’s various goals in planning areas such as asset accumulation, tax minimization, retirement income planning, risk management and wealth transfer strategies, and helping clients implement solutions in a timely fashion. Strong relationships with solutions specialists gives TRUESPECT Wealth Management the ability to provide strategies and solutions from some of Canada’s leading financial institutions. Our suite of financial services is designed to let our clients do what they want to do and enjoy best, while TRUESPECT Wealth Management looks after the rest of their financial matters.
COMPREHENSIVE FINANCIAL PLANNING
Proceeding together through a comprehensive analysis and understanding process, a clear, written picture of how your future can unfold is developed, and will determine if you are successfully aligned with your financial goals. Planning well early will enable you to address questions and concerns that require action, and allow you to implement strategies which will improve your ability to achieve, maintain and protect your lifestyle goals.
RETIREMENT INCOME PLANNING
TRUESPECT Wealth Management believes that especially during retirement, rates of return are not the sole gauge for success. A key element of retirement income planning looks closely at what clients keep after taxes. By clearly mapping out our clients’ financial future with sophisticated planning software, our retirement income planning process employs strategies for the use of, and conservation of assets, helping clients make most efficient use of their valued accumulated assets.
BENEFITS OF RETIREMENT INCOME PLANNING
- Preserving government benefits and entitlements
- Preserving tax credits
- Reducing taxes payable on income and on estate transfer
- Putting less strain on income-producing assets to create income needed
- Enhancing wealth transfer opportunities for heirs and charity
- Using insurance vehicles for health-risk management and wealth transfer
TRUESPECT Wealth Management designs and implements wealth accumulation strategies that focus on helping our clients’ money grow by carefully considering various goals, risk tolerance, cash flow, tax concerns and time lines. Wealth building and wealth protection recommendations are made based on disciplined planning processes which incorporate asset allocation and diversification and their integration into your long-term plan. TRUESPECT Wealth Management can provide clients with investment products from the top financial institutions in Canada, including insurance companies, mutual fund companies and banks (mutual fund licensed through Quadrus Investment Services Ltd.).